Real-estate investor financing

Real Estate Financing, By Program

Property-secured business and investment financing, split out by the specific program so you can find the details that actually apply to your deal.

Full Overview & Calculator →

Choose Your Program

Each program has its own page covering leverage, credit, and typical deal size. Not sure which fits? Chat with Maya or see the full overview.

Hard Money & Bridge Loans

Short-term, equity-focused financing for investment property, transitional projects, and time-sensitive acquisitions.

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Fix-and-Flip Loans

Funding for qualifying investors purchasing and improving non-owner-occupied property.

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DSCR Rental Property Loans

Rental-property financing evaluated in part by the property’s cash flow rather than only personal income.

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Ground-Up Construction Loans

Construction financing for qualifying investors and developers with a documented plan and exit strategy.

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Cash-Out Refinance Loans

Equity-focused refinance options for qualifying business-purpose investment and commercial properties.

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Start Your Funding Review

To identify a suitable program, we need the completed form and the requested business documents. You can upload them below so we can review the full picture; additional information may be requested depending on the program and funding source.

⚠️ Required for an accurate review: at least 2 months of recent business bank statements (some programs need up to 6), plus your business details below (time in business, entity type, revenue). Applications missing these go to manual review, which slows things down.

First Name

Last Name

Business Name

Entity Type

Years in Business

Industry (optional)

Were you referred by someone? (optional)

Phone Number

Email Address

Monthly Revenue

Funding Needed

Funding Type (optional)

Business State

Estimated Credit Score (FICO)

Do you own commercial or investment property?

Yes No

Documents for review

A completed form and the requested documents are needed before we can properly review your request and identify potential program fits. Upload what applies to your request; additional items may be requested before options can be evaluated.

Bank Statements (3–6 months)

Existing Debt Summary

Year-End Financial Statements

Year-to-Date Financial Statements

Government-Issued ID

Additional Documents

By submitting, you agree to be contacted by Paradise Working Capital or one of our lending partners.
We respect your privacy and never sell your information.

Pre-qualification credit check: Our initial pre-qualification review uses a soft credit pull* — it does not affect your credit score.

*See important information: after you choose to move forward, a participating lender may request a full credit inquiry as part of approval or subsequent underwriting. We will explain that step before it occurs.

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You're In — Application Received!

Thank you for your submission. Please check your email — we're sending you next steps and instructions right now. Don't see it in a few minutes? Check your spam or junk folder, just in case.

A local funding advisor will review the completed information and documents. If anything is missing, we will let you know what is needed before potential program options can be evaluated.

Check My Funding Options →