Real-estate investor financing

Real Estate Financing, By Program

Property-secured business and investment financing, split out by the specific program so you can find the details that actually apply to your deal.

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Choose Your Program

Each program has its own page covering leverage, credit, and typical deal size. Not sure which fits? Chat with Maya or see the full overview.

Hard Money & Bridge Loans

Short-term, equity-focused financing for investment property, transitional projects, and time-sensitive acquisitions.

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Fix-and-Flip Loans

Funding for qualifying investors purchasing and improving non-owner-occupied property.

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DSCR Rental Property Loans

Rental-property financing evaluated in part by the property’s cash flow rather than only personal income.

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Ground-Up Construction Loans

Construction financing for qualifying investors and developers with a documented plan and exit strategy.

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Cash-Out Refinance Loans

Equity-focused refinance options for qualifying business-purpose investment and commercial properties.

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Start Your Funding Review

Soft credit pull to prequalify: applying and finding out if you're approved does not hurt your credit. Approvals in as little as two hours, once the application and all documents are complete. Funding in as little as four hours after approval, often the same day, during lender business hours (Monday through Friday).

To identify a suitable program, we need the completed form and the requested business documents. You can upload them below so we can review the full picture; additional information may be requested depending on the program and funding source.

Explanations for underwriting (optional)

Missing documents, or items that need manual underwriting review, can delay approval and funding. That includes an NSF or overdraft that needs an explanation, and money moved between personal and business accounts. Explaining these up front helps keep things moving. Write them here.

⚠️ Required for an accurate review: at least 3 months of recent business bank statements (some programs need up to 6), your business EIN / Tax ID number, a government-issued photo ID (required to submit), plus your business details below (time in business, entity type, revenue). Applications missing these go to manual review, which slows things down.

First Name

Last Name

Business Name

Entity Type

Years in Business

Business EIN (Federal Tax ID) — optional

Optional, but including it now helps speed up your funding review. 9 digits, e.g. 12-3456789.

Industry (optional)

Were you referred by someone? (optional)

Phone Number

Email Address

Monthly Revenue

Funding Needed

Funding Type (optional)

Business State

Estimated Credit Score (FICO)

Do you own commercial or investment property?

Yes No

Documents for review

A completed form and the requested documents are needed before we can properly review your request and identify potential program fits. Upload what applies to your request; additional items may be requested before options can be evaluated.

Bank Statements (3–6 months)

Year-End Financial Statements

Year-to-Date Financial Statements

Government-Issued Photo ID (required)

Driver's license, state ID, or passport — a clear photo or scan.

By submitting, you agree to be contacted by Paradise Working Capital or one of our lending partners.
We respect your privacy and never sell your information.

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You're In — Application Received!

Thank you for your submission. Please check your email — we're sending you next steps and instructions right now. Don't see it in a few minutes? Check your spam or junk folder, just in case.

A local funding advisor will review the completed information and documents. If anything is missing, we will let you know what is needed before potential program options can be evaluated.

Check My Funding Options →