Eligibility & Requirements
What Each Program Typically Reviews
Every program weighs time in business, revenue, credit, and industry a little differently. Here's a side-by-side look — click any program for its full page, FAQs, and calculator.
Eligibility by Program
Requirements vary by program and participating funding source. A completed form and requested documents are needed for a meaningful review.
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Working Capital Loans
$10K – $2M
- ✓12+ months in business
- ✓$15K+/mo revenue
- ✓FICO 500+ OK
- ✓All industries considered
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Equipment Financing
$15K – $250M
- ✓New or used equipment may be considered
- ✓Asset, business, and repayment reviewed
- ✓Supporting documents required
- ✓Terms vary by funding source
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Merchant Cash Advance — Fast Cash
$10K – $2M
- ✓Future sales or receivables reviewed
- ✓Business cash flow and repayment reviewed
- ✓Supporting documents required
- ✓Cost and structure vary by funding source
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Revenue-Based Financing
$25K – $10M
- ✓Recurring or predictable revenue is relevant
- ✓Revenue history and cash flow reviewed
- ✓Supporting documents required
- ✓Repayment structure varies by funding source
- ✓Larger requests (multi-million) generally require $4M+ revenue and $2.5M+ ARR, typically through our venture-debt lending relationships
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SBA & Term Loans
$150K – $7.5M
- ✓2+ years in business typical
- ✓Startups OK via select lenders
- ✓Strongest rates for qualifying businesses
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Invoice Factoring
$30K+ — No Fixed Cap
- ✓Eligible B2B invoices are central to review
- ✓Your customers’ ability to pay is considered
- ✓Invoice and business records required
- ✓Advance and fees vary by funding source
- ✓No fixed cap — scales with eligible invoice value
🏝️
Hard Money & Real Estate Loans
$150K – $75M
- ✓Business-purpose property request
- ✓Property, equity, and lien position reviewed
- ✓Supporting property and financial documents required
- ✓Terms vary by funding source
Not Sure Which Program Fits?
Maya can walk through your situation in a couple minutes, or a local advisor can review your request directly.