Privacy Policy

Effective Date: April 29, 2026 • Last Updated: April 29, 2026

Paradise Working Capital ("we," "us," or "our"), located in Kapolei, Hawaii, operates as a commercial finance broker. This Privacy Policy explains how we collect, use, disclose, and protect the personal and business information you provide when you use our website or submit a funding inquiry.

1. Information We Collect

When you submit an application or inquiry through our website, we may collect:

• Your name, phone number, and email address
• Your business name, industry, and years in operation
• Estimated monthly revenue and desired funding amount
• Any other information you voluntarily provide

We may also collect non-personal information automatically (browser type, IP address, pages visited) for analytics purposes via standard web technologies.

2. How We Use Your Information

We use your information solely to:

• Evaluate your eligibility for business funding products
• Match your application with lenders and funding partners in our network
• Contact you by phone, email, or text message to discuss your funding options
• Respond to your inquiries and provide customer support
• Comply with applicable legal and regulatory requirements

3. Sharing Your Information

We do not sell your personal information to third-party marketers. However, as a commercial finance broker, we may share your application information with:

• Lenders and underwriters in our funding network, for the purpose of evaluating and processing your funding request
• Service providers who help us operate our business (e.g., CRM platforms, communication tools), under confidentiality obligations
• Legal authorities, if required by law or to protect our rights

By submitting your information, you consent to it being shared with lenders in our network for the purpose of securing business funding on your behalf.

4. TCPA Consent — Calls and Text Messages

By submitting our contact form, you expressly consent to receive calls and/or text messages from Paradise Working Capital and its funding partners at the phone number you provide, including calls or texts made using an automatic telephone dialing system or prerecorded messages. This consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us directly.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

6. Data Retention

We retain your information for as long as necessary to fulfill the purposes described in this Policy or as required by applicable law. You may request deletion of your information at any time by contacting us.

7. Your Rights

Depending on your state of residence, you may have the right to access, correct, or delete your personal information. To exercise these rights, contact us using the details below.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies separately.

9. Children's Privacy

Our services are intended for business owners aged 18 and older. We do not knowingly collect information from individuals under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our site after changes constitutes acceptance of the updated Policy.

11. Data Deletion Instructions

If you would like us to delete personal information we have collected about you (including information collected via Facebook, Instagram, or any other connected platform), you can request deletion by:

• Calling us at (808) 201-2545, or
• Submitting a request through our Contact page, including the name, phone number, or email address associated with your submission.

We will confirm receipt of your request and complete the deletion within a reasonable time, except where we are required to retain certain records by law or for active funding applications already in process with a lender.

12. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Paradise Working Capital
• Kapolei, Hawaii
• (808) 201-2545