Hard Money & Real Estate Loans
Your property equity is all that matters. Zero credit check, zero revenue check, no time-in-business minimum — equity-only lending up to $20M that closes in 5–15 days. The Hawaii property-equity unlock almost no other lender offers.
Do You Qualify?
No FICO minimum — zero credit check
No revenue minimum
No time-in-business minimum
Foreign nationals, ITIN, LLCs, trusts, IRAs OK
How It Works
Three steps, no bank visit — from application to funded in as little as one business day.
Apply in Minutes
Fill out our simple form. No lengthy paperwork, no in-person meetings required.
Your Advisor Finds Your Best Match
A local funding advisor uses AI-powered tools to compare your business against 50+ lenders.
Funded — Possibly Within 24 Hours
Once approved, funds are deposited directly into your business bank account.
Hard Money & Real Estate Loans — Frequently Asked Questions
Do I need to own a business to qualify?
No — investors and property owners qualify based on the property’s equity, not a business.
What if I’ve been turned down before or have bad credit?
Hard money lending is equity-based — there is no minimum FICO score requirement.
How does hard money lending work?
Loans are secured by real property equity rather than credit or income, allowing 5–15 day closings.
What property types qualify?
Commercial, residential investment, mixed-use, and land all qualify depending on the program.
Find Out in 2 Minutes
No commitment. Soft pull for pre-qualification only. A local funding advisor will review your application and reach out same day — typically within a few hours during business hours.
You're In — Application Received!
A local funding advisor will review your application and reach out same day — typically within a few hours during business hours. They may follow up for a document or two, then get your options in front of the right lenders. Keep an eye on your phone and email.