Our Story

Hawaii Businesses Deserve Better Than a Bank Rejection Letter.

Paradise Working Capital was built on one belief: if your business is generating revenue and you're willing to work for it, you deserve a real shot at capital.

Our team brings 27+ years of experience in financial markets and lending, working with business owners across the country and right here in Hawaii. We've seen every situation — from restaurants weathering a slow season to contractors waiting on a big contract to close. We know how to find programs that actually fit.

When you reach out, Maya — our AI assistant — responds immediately, any time of day or night, to start understanding your business and what you need. She's backed by a local Kapolei, Oahu team who steps in for anything that needs a human touch: reviewing documents, answering nuanced questions, and getting your application in front of the right lenders.

We're not a mainland call center reading from a script. We're local — Kapolei, Oahu — and we treat your funding like it matters, because it does.

27+

Years of lending & financial experience

50+

Lenders in our active funding network

Local

Kapolei, Oahu — not a mainland call center

Beyond Lending

We Build the Same AI Tools We Use

The AI-powered matching that gets you funded faster is built by the same team behind AI Paradise Agency — professional animated marketing videos for Hawaii businesses.

See Our Video Work →

Ready to Find Out What You Qualify For?

No commitment. Soft credit pull only.

Check My Funding Options →
Check My Funding Options →
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MayaAI Pre-Qualification Assistant